How to stop your kids from buying stuff using your details online:
There seem to be new reports every day about children racking up huge credit card bills by using their parents’ details to buy smartphone apps or online gaming upgrades. If you want to make absolutely sure it doesn’t happen to you without having to throw out all your gadgets, just follow these simple steps.
This has to be the simplest way to ensure your children don’t buy things with your credit card details: just don’t tell them your passwords! This is especially important with things like iTunes passwords, since if your children know this, then they’ll be able to buy as many iPad/iPhone apps and game upgrades as they want – and you’d be surprised how many you can pick up in a very short space of time!
If your child asks for your credit card details for something, don’t hand them over blindly – take a look at what they’re purchasing and make sure you know exactly what they’re signing up for and how you can cancel the payment/s if you need to.
When you use your card to do some home shopping of your own, make sure you don’t tick the box that says ‘store my details,’ at the online check out, or the ‘remember me’ sign-in box. It may feel time-consuming, but given how convenient online shopping is, it really shouldn’t be too much effort to re-enter your details with each purchase.
Change your passwords
Use a different password for each website you visit, or at least for all the online shopping websites you’re registered on. The more obscure, the better – and if you need to write them down to remember them, leave them safely protected from accidental – or deliberate – discovery!
Check your emails
If you start checking your emails regularly, you’ll be able to see any notifications that your child has bought something using your details. If you’re quick enough, you might be able to cancel the order before it’s shipped and before the money has left your bank.
Turn on restrictions
If your child is using an iPad or iPhone, make sure you turn ‘in-app purchases’ off completely, or at least make sure that all in-app purchases require a password – and, again, just don’t tell them what the password is!